Address

4427 Montcliff Bend CT, Sugarland, TX 77479, US

Or

HORIZON TOWER, SUITE NO. 102, Plot No. 2/6, Off Khayaban-e-Saadi, Clifton Block 3, 75600 Karachi, Pakistan

Get in touch

+92 300 8280187

fahd@al-tayseer.org

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The HOF Universe

We, at HOF, offer a transformative opportunity to reshape Pakistan's economy and foster a resilient financial ecosystem.

Leading the Transformation for Textile Sector

Innovative FCFF Model

HOF's innovative FCFF model offers exporters secure funding backed by a top US bank, with insurance coverage, automatic credit assignment, and lower discount rates than traditional financing.

Unique Export Financing Solutions

HOF's underwriting network supports exporters with collections/DA solutions, offering pre- and post-shipment facilities combined with new limits in a one stop solution.



Unmatched Scale and Cost Efficiency

HOF's FCFF model offers unmatched factoring limits, empowering export houses to pursue new business, ease financial burdens, and expand production and markets.



Addressing Collateral and Capital Challenges

HOF addresses key challenges by releasing stuck collateral, offering fresh green limits, and potentially converting exposures into TFCs, while successfully restructuring major Pakistani companies through innovative syndicates and bilateral arrangements.

Compliance with State Bank Regulations

Every product developed by HOF in partnership with local banks is meticulously designed to align with State Bank regulations. We oversee the approval process to ensure seamless operations.



Revitalizing Textile Exporters

HOF revitalizes textile exporters by providing fresh liquidity solutions, overcoming chronic  KIBOR rate challenges, and addressing collateral shortfalls, helping businesses regain global competitiveness.





How Onboarding HOF Can Help Pakistani Banks?


By partnering with HOF, Pakistani banks can optimize their portfolios, reduce risks, and enhance their market position while contributing to the broader financial ecosystem.



Expand Portfolio & Mitigate Risk

Reduce ambiguity and exposure by transferring risks associated with receivables to HOF and its underwriting network, ensuring portfolio stability and improved asset quality. Introduce a new off-balance sheet facility, allowing Pakistani banks to extend this offering to customers without requiring additional collateral, effectively increasing the bank's product suite.

Enhanced Competitiveness

The assignment of credit, often a challenge for Pakistani exporters, will be addressed through HOF’s solutions. This partnership will unlock access to competitive funding options, attract low interest rates, and provide the most efficient financing solutions tailored to meet the demands of Western customers, thereby significantly benefiting Pakistani exporters

Boost Performance & Facilitate Restructuring

Enhance loan performance and reduce classifications by enabling customers to restructure facilities, free up collateral, and lower per-party limits. This approach unlocks cash flow for businesses, ensures incremental lending is captured on a waterfall basis, and drives significant growth in loan performance metrics.

Rapid Growth

Offer funded facilities with no risk to the local bank, as funding is secured through the HOF Partner network in the US. This injects substantial liquidity into the financial system, facilitating billions of dollars in transactions without affecting the bank's capital or balance sheet.

Introduce a New Product Line

Revolutionizing invoice factoring with a premier solution that amplifies waterfall FX gains, driving superior results for banks' bottom lines.

Why Choose HOF?





With an exceptional team of global experts, a world-class network of financial institutions, and a steadfast commitment to empowering Pakistani exporters, HOF offers transformative solutions that redefine possibilities for the textile sector. Join us in shaping a brighter, export-driven future for Pakistan.




Our Visionary Team

Fahd Hashim: A Certified Public Accountant (CPA) from the USA, Fahd has an impressive history in restructuring and funding projects. His global expertise and extensive experience in Pakistan have led to numerous successful financial turnarounds.


Dato Khawaja Salman Younis: Honored as the Best Banker in the World in 2006, Dato leads our team with unmatched knowledge in international finance and innovative banking solutions.


Shaista Bano Gilani: A former Chairperson and Member of Competition Commission of Pakistan and deputy registrar in SECP. She is a specialist in competition and corporate laws, economic policy, mergers/ acquisitions, investment facilitation and economic reforms


Omar Ahmed: A former investment banker with extensive experience at a Big 4 firm, brings a wealth of expertise in financial strategy and compliance.


Dheeraj Sood: A specialist in international negotiations, Dheeraj ensures that HOF delivers tailored solutions that create significant value for our partners and clients.

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